<?php

function collectMoney($apiKey, $data) {
    $payload = [
        'accountNumber' => $data['accountNumber'],
        'phoneNumber' => $data['phoneNumber'],
        'amount' => $data['amount'],
        'currency' => $data['currency'],
        'reference' => $data['reference'],
        'description' => $data['description']
    ];
    
    $ch = curl_init('https://livepay.me/api/collect-money');
    curl_setopt_array($ch, [
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_POST => true,
        CURLOPT_HTTPHEADER => [
            'Content-Type: application/json',
            'Authorization: Bearer ' . $apiKey
        ],
        CURLOPT_POSTFIELDS => json_encode($payload)
    ]);
    
    $response = curl_exec($ch);
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
    curl_close($ch);
    
    if ($response === false) {
        throw new Exception('Network error');
    }
    
    $result = json_decode($response, true);
    
    if ($httpCode !== 200) {
        throw new Exception($result['error'] ?? 'Unknown error');
    }
    
    return $result;
}

import requests

def collect_money(api_key, data):
    url = "https://livepay.me/api/collect-money"
    
    headers = {
        "Content-Type": "application/json",
        "Authorization": f"Bearer {api_key}"
    }
    
    payload = {
        "accountNumber": data["accountNumber"],
        "phoneNumber": data["phoneNumber"],
        "amount": data["amount"],
        "currency": data["currency"],
        "reference": data["reference"],
        "description": data["description"]
    }
    
    response = requests.post(url, headers=headers, json=payload)
    
    if response.status_code != 200:
        error = response.json()
        raise Exception(error.get("error", "Unknown error"))
    
    return response.json()