<?php

function sendMoney($phone, $amount, $reference, $description = '') {
    $data = [
        'apikey' => '<--your-public-key-->',
        'reference' => $reference,
        'phone' => $phone,
        'amount' => $amount,
        'description' => $description ?: 'Send Payment to'
    ];
    
    $ch = curl_init();
    curl_setopt_array($ch, [
        CURLOPT_URL => 'https://livepaye.com/api/v1/withdraw',
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_POST => true,
        CURLOPT_HTTPHEADER => [
            'Content-Type: application/json',
            'Authorization: Bearer <--your-secret-key-->'
        ],
        CURLOPT_POSTFIELDS => json_encode($data)
    ]);
    
    $response = curl_exec($ch);
    if ($response === false) {
        $error = curl_error($ch);
        curl_close($ch);
        throw new Exception("Network error: $error");
    }
    
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
    curl_close($ch);
    
    $result = json_decode($response, true);
    
    if ($httpCode < 200 || $httpCode >= 300 || $result['status'] !== 'success') {
        $message = $result['message'] ?? 'Unknown error';
        throw new Exception("API error: HTTP $httpCode - $message");
    }
    
    return $result;
}

import requests
import json

def send_money(phone, amount, reference, description=""):
    url = "https://livepaye.com/api/v1/withdraw"
    
    headers = {
        "Content-Type": "application/json",
        "Authorization": "Bearer <--your-secret-key-->"
    }
    
    data = {
        "apikey": "<--your-public-key-->",
        "reference": reference,
        "phone": phone,
        "amount": amount,
        "description": description or "Send Payment to"
    }
    
    try:
        response = requests.post(url, headers=headers, data=json.dumps(data), timeout=10)
        response.raise_for_status()
        result = response.json()
    except requests.RequestException as e:
        raise Exception(f"Network or HTTP error: {e}")
    except json.JSONDecodeError:
        raise Exception("Failed to parse JSON response from LivePay API")
    
    if result.get("status") != "success":
        raise Exception(f"API Error: {result.get('message', 'Unknown error'}}")
    
    return result